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He says the same is becoming true of other large financial institutions, particularly those that, like Fannie and Freddie, use large volumes of derivatives, which are investment contracts that can be used by companies to offset risk from interest rate shifts. It's trouble, if the friends are college or college-foundation trustees who benefit personally from the decisions they make on behalf of the institutions they serve.

Ware Enterprises and Investments Inc., which targeted blacks and Christians as well as nearly 20 NFL players, is nothing more than a Ponzi scheme, the Securities and Exchange Commission said Tuesday as it acted to shut down the Orlando-based investment firm.

The resources listed include texts and reference works, commercial books, academic and professional articles, and electronic resources such as film and Internet websites.The same moral high ground was claimed at Morgan Stanley when it sold illegal derivative instruments to pension fund managers.The quote is as follows from open-access method of distributing scientific journals, says John E.And in recent weeks, the group he heads has come under scrutiny in connection with a federal probe into whether some investment-bank employees awarded shares of hot IPOs in exchange for unusually high commissions, and whether those commissions amounted to kickbacks.Susan Pulliam and Randall Smith, The Wall Street Journal, May 3, 2003 --- SB988836228231147483,00.html?

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